Frequently Asked Questions

Absolutely! In fact, a consumer, you have the right to have an accurate credit report. Under "The Fair Credit Reporting Act", The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors.

Credit repair is a process that can help you improve your credit score and overall credit standing. However, it is important to understand that this is not a quick fix and results may vary between clients. The process can take anywhere from three to nine months to complete, depending on your individual situation. It is important to be cautious of scams and companies that promise guaranteed results.

At our company, we strive to provide exceptional credit repair services and do all in our power to help our clients achieve their credit goals. However, it is important to keep in mind that each credit report is unique and results may vary based on your current credit standing and goals. Credit repair is also not a one-time fix and many clients typically stay with the program for 6-9 months to see lasting results. By being patient and consistent with the process, you can improve your credit standing and achieve your financial goals.

Absolutely! The most common mistake most people make is the attempt to fix their own credit and making their credit much worse. We will work with you to create a personalized plan to improve your credit score. In the end, the investment in credit repair can pay off in the form of improved creditworthiness, better loan terms, and ultimately, greater financial stability.

We have 98% success rate increasing clients' scores 40 to 100+ points on average of 90 days or less!

It's understandable to feel concerned about removed items reappearing on your credit report. However, it's important to note that the chances of this happening are quite low. In fact, around 98% of removed items do not return to your credit report.

With experience removing debt with out clients, we have removed items such as:

• Collections
• Medical debt
• Late payments
• Repossessions
• Student loans
• Evictions
• Credit card debt
• Charge-offs
• Hard Inquiries
• Old and outdated addresses
• Judgements
• Bankruptcies
• Account deletions
• And so much more!

Maintaining a good credit score is crucial for financial stability. Here are some tips to help you keep your credit score in good shape:

1. Pay your bills on time: Late payments can harm your credit score, so make sure to pay your bills on time. Consider setting up automatic payments or reminders to avoid missing a due date.
2. Keep your credit utilization low: How much credit you use compared to your limit can impact your credit score. Try to keep your credit utilization below 30% of your available credit.
3. Don't open too many accounts at once: Every time you apply for credit, it can temporarily lower your credit score. So be mindful of how many accounts you're opening and when.
4. Regularly check your credit report: Keep an eye on your credit report to make sure there aren't any errors or fraudulent accounts listed. You can get a free credit report once a year from each of the three major credit bureaus.

Remember, building and maintaining good credit takes time. Be patient and consistent in your efforts to keep your credit score healthy.